At kelorymox, we believe in being upfront about how we collect and use data when you visit our website. This policy explains what tracking technologies we use, why we need them, and how you can manage your preferences.
We use cookies and similar technologies to make our financial stability analysis services work better for you. Some help the site function properly, while others let us understand how people use our platform so we can keep improving it.
What Are Cookies Anyway?
Cookies are small text files that get stored on your device when you visit websites. Think of them as tiny notes that help websites remember things about your visit.
They've been around since the mid-1990s and most websites use them. Without cookies, you'd have to log in every time you switched pages or re-enter your preferences each visit. That would get old fast.
Beyond cookies, we also use similar tracking technologies like web beacons, pixels, and local storage. They all serve basically the same purpose – helping us remember your preferences and understand how people interact with our site.
Types of Cookies We Use
Essential Cookies
These are the ones we absolutely need to make the site work. They handle things like keeping you logged in, remembering your session, and making sure secure areas of the site stay secure. You can't really turn these off without breaking the site.
Functional Cookies
These remember your choices and preferences. Things like which region you're in, what language you prefer, or settings you've customized. They make your experience smoother by not making you repeat yourself.
Analytics Cookies
We use these to understand how people use our site. Which pages get visited most? Where do people get stuck? How long do they spend reading content? This information helps us make the site better over time.
Marketing Cookies
These track your activity across different websites to build a profile of your interests. We use them to show you relevant content and measure how effective our marketing efforts are. You can opt out of these if you prefer.
How Cookies Improve Your Experience
When you use our financial analysis tools, cookies remember which reports you've generated so you can access them quickly on your next visit. They keep track of your dashboard preferences and save you time by pre-filling information you've entered before.
For our learning resources, they bookmark your progress through courses and remember which topics you've already covered. This way you can pick up right where you left off.
Third-Party Cookies
Sometimes we work with other companies who place their own cookies on your device through our site. This happens when we embed content from other platforms or use external analytics services.
For example, if we embed a video from another platform, that platform might set its own cookie. Or when we use analytics tools to understand site traffic, those services place tracking cookies.
We're selective about which third parties we work with, but keep in mind that we don't control their cookies. Each of these companies has their own privacy policy that explains how they handle data.
Common Third-Party Services
- Analytics platforms that help us understand visitor behavior and site performance
- Customer support tools that enable chat functionality and help desk features
- Marketing platforms that measure campaign effectiveness across different channels
- Content delivery networks that speed up page loading times
- Security services that protect against fraud and malicious activity
Managing Your Cookie Preferences
You're in control of which cookies you accept. Most browsers let you manage cookies through their settings. Here's how to do it in the major browsers:
Chrome
Go to Settings → Privacy and security → Cookies and other site data. You can block all cookies, block third-party cookies only, or clear cookies when you close the browser.
Firefox
Click the menu button → Settings → Privacy & Security. Under Enhanced Tracking Protection, choose Standard, Strict, or Custom to control what gets blocked.
Safari
Go to Preferences → Privacy. You can choose to block all cookies, allow only from websites you visit, or allow from current website only.
Edge
Click Settings → Cookies and site permissions → Manage and delete cookies and site data. Choose what level of blocking works for you.
What Happens If You Block Cookies?
If you decide to block all cookies, some parts of our site might not work properly. You might have trouble staying logged in, your preferences won't be saved, and some features that rely on tracking might not function.
The core financial analysis tools should still work, but you'll lose the convenience features that make the site more personalized.
How Long Do Cookies Last?
Some cookies disappear as soon as you close your browser. These are called session cookies. Others stick around longer – sometimes for months or even years. These are persistent cookies.
Session cookies handle temporary stuff like keeping you logged in while you browse. Persistent cookies remember your preferences between visits so you don't have to set everything up again each time.
We try to keep cookies around only as long as they're actually useful. Analytics cookies might last a year or two. Preference cookies might stick around until you change them or clear your browser data.
Updates to This Policy
Technology changes fast, and so do privacy regulations. We review this policy regularly and update it when needed. If we make significant changes to how we use cookies, we'll let you know through a notification on the site or via email.
The "Last updated" date at the top of this page shows when we last revised the policy. It's worth checking back occasionally to stay informed about how we handle tracking technologies.
Questions About Cookies?
If something in this policy isn't clear, or if you have specific questions about how we use cookies on your visits to kelorymox.com, we're happy to explain.
Contact UsShop 3-014, 3, 5 Underwood Rd, Homebush NSW 2140, Australia